Education loan and tax savings

Education loan is a loan obtained from a financial institution for the purpose of furthering one’s education in order to pursue a career objective. After finishing 12th class or the equivalent, this loan can be used for any course that individual desires to pursue. When a student begins to make money, they begin repaying the loan to the bank and are levied interest on the money borrowed, just as any other loan.

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The Ministry of Law and Justice in the Government of India is a cabinet ministry which deals with the management of the legal affairs, legislative activities and administration of justice in India through its three departments namely the Legislative Department and the Department of Legal Affairs and Department of Justice respectively.

The Department of Legal Affairs is concerned with advising the various Ministries of the Central Government while the Legislative Department is concerned with drafting of principal legislation for the Central Government.

 The ministry is headed by a cabinet rank minister appointed by the President of India on the recommendation of the Prime Minister of India.

The first Law and Justice minister of independent India was B. R. Ambedkar, who served in Prime Minister Jawaharlal Nehru's cabinet during 1947–52.

Ravi Shankar Prasad is the current minister for law and justice in India.


The Government of India (Allocation of Business) Rules of 1961 entail the various departments working under the Ministry of Law and Justice of Government of India. In terms of these Rules, the Ministry comprises the following departments:

Department of Legal Affairs,

Legislative Department,

Department of Justice


Legislative Department

The Legislative Department is mainly concerned with drafting of all principal legislation for the Central Government i.e. Bills to be introduced in Parliament, Ordinances to be promulgated by the President, measures to be enacted as President's Acts for States under the President's rule and Regulations to be made by the President for Union territories.

It is also concerned with election Laws namely the Representation of the People Act 1950 and the Representation of the People Act 1951.

In addition, it is also entrusted with task of dealing with certain matters relating to List III of the Seventh Schedule to the Constitution like personal law, contracts evidence etc.

 The responsibility of maintaining up to date the statutes enacted by Parliament is also with this Department. The Allocation of Business Rules identify the following functions to be carried out by this Department;

 [1]The drafting of Bills, including the business of the Draftsmen in Select Committees, drafting and promulgation of Ordinances and Regulations; enactment of State Acts as President's Acts whenever required; scrutiny of Statutory Rules and Orders (except notifications under clause (a) of section 3, section 3A and section 3D, of the National Highways Act, 1956 (48 of 1956)).

Constitution Orders; notifications for bringing into force Constitution (Amendment) Acts.

(a) Publication of Central Acts, Ordinance and Regulations; (b) Publication of authorised translations in Hindi of Central Acts, Ordinances, Orders, Rules, Regulations and bye-laws referred to in section 5(1) of the Official Languages Act, 1963 (19 of 1963).

Compilation and publication of unrepealed Central Acts, Ordinances and Regulations of general statutory Rules and Orders, and other similar publications.

Elections to Parliament, to the Legislatures of States, to the Offices of the President and Vice-President; and the Election Commission.

Preparation and publication of standard legal terminology for use, as far as possible, in all official languages.

Preparation of authoritative texts in Hindi of all Central Acts and of Ordinances promulgated and Regulations made by the President and of all rules, regulations and orders made by the Central Government under such Acts, Ordinances and Regulations.

Making arrangements for the translation into official languages of the States of Central Acts and of Ordinances promulgated and Regulations made by the President and for the translation of all State Acts and Ordinances into Hindi if the texts of such Acts or Ordinance are in a language other than Hindi.

Publication of law books and law journals in Hindi.

Marriage and divorce; infants and minors; adoption, wills; intestate and succession; joint family and partition.

Transfer of property other than agricultural land (excluding benami transactions registration of deeds and documents).

Contracts, but not including those relating to agricultural land.

Actionable wrongs.

Bankruptcy and insolvency.

Trusts and trustees, Administrators, General and Official Trustees.

Evidence and oaths.

Civil Procedure including Limitation and Arbitration.

Charitable and religious endowments and religious institutions.

Department of Justice

The Department of Justice performs the administrative functions in relation to the appointment of various judges at various courts in India, maintenance and revision of the conditions and rules of service of the judges and other related areas. The Allocation of Business Rules identify the following functions to be carried out by this Department.

Appointment, resignation and removal of the Chief Justice of India and Judges of the Supreme Court of India; their salaries, rights in respect of leave of absence (including leave allowances), pensions and travelling allowances.

Appointment, resignation and removal, etc., of Chief Justice and Judges of High Courts in States; their salaries, rights in respect of leave of absence (including leave allowances), pensions and travelling allowances.

Appointment of Judicial Commissioners and Judicial officers in Union Territories.

Constitution and organisation (excluding jurisdiction and powers) of the Supreme Court (but including contempt of such Court) and the fees taken therein.

Constitution and organisation of the High Courts and the Courts of Judicial Commissioners except provisions as to officers and servants of these courts.

Administration of justice and constitution and organisation of courts in the Union Territories and fees taken in such courts.

Court fees and Stamp duties in the Union Territories.

Creation of all India Judicial Service.

Conditions of service of District Judges and other Members of Higher Judicial Service of Union Territories.

Extension of the Jurisdiction of a High Court to a Union Territory or exclusion of a Union Territory from the Jurisdiction of a High Court.

ACS Code of Ethics and Professional Conduct

The ACS code of professional is refers to the Australian computer society. The ACS code of ethics is the part of the ACS constitution. As the ACS member you must have to uphold and advance the dignity, honor, and effectiveness of being a professional. It entails, in the addition of being the good citizen and acting in the law. The ACS provides the six ethical values with the requirements which contribute to observe the values. Those are explaining below:

The primacy of the public interest: The public interest takes the precedence over the personal in the context of the code “The primacy of the public interest.”In this code all the conflict must be resolved in the interest of public favor. The public interest taken to include the matters of the health and safety and the environment of public.

The enhancement of quality of life: The ICT development has had the considerable impact on our society and way of whilst this impact has been beneficial to the very great extent, such as ICT has also had some negative effects for all the technologies and will continue to doing so. These adverse effect can be minimize and recognize with the help of the ethical approach of your work for this. You must promote the equal access to the benefits of the ICT by all the society members.

Honesty: In the specific trust of your stakeholders or the profession you do not have to break the public trust. All of your professional actions and decisions must be underlie under the observance of utmost integrity and honesty. Between your professional courses the circumstance will be undoubtedly arises, where it may be appear to be beneficial for you to be deceptive in some way. This type of the behavior is not acceptable for the professional conduct.

Competence: You only accept only that work in which you believe you are competent to perform and do not hesitate to obtain the additional expertise appropriately qualified the individuals where advisable. You have to aware of your own limitation that you have competence you do not possess. It’s not necessary to you know all the facets of the ICT but when needed you must be able to recognize the additional information and expertise.

Professional development: Keep yourself updated with new technologies which are relevant or useful in your work and also you have to encourage your colleagues and staff members to do the same thing.

Professionalism: The ICT industry is relatively characterized and new by the rapid changes. The ACS is endeavoring to progress the public confidence in the ICT industries.  The society member must be maintaining the professional standards which improve the image of industry especially at the workplace. The ACS can also help all the people to resolve or recover the ethical dilemmas, it provides the support for the taking the appropriate action including the whistle.

Requirement letter: The requirement for this case study according to the ACS is given below:

Public interest: Endeavour to protect the security, integrity, utility, and continuity of the ICT.

Identify the potentially impacted through your own work and explicitly consider their interest.

Take into the consideration of the fact that’s your profession traverse many other professions and has the implication of the other social system.

Honesty: Do not knowingly mislead the client according to the suitability of your services and product.

Competence: Happily accept the responsibility your own work.

Professionalism: Refrain from the action into your professional role that may tarnish the image of the profession.

Ethical analysis advice on how they should proceed with reasons.

According to the ACS ethics rule the company must have to keep their honesty, professionalism, competence, and public interest in their work. According to the Wayne the works takes one month to complete but the client demand within 3 working days. The Deborah is the project manager and as we know the company can’t afford the any losses in the project and don’t want to leave the project so the Deborah have to request to the client and try to understand them the minimum project timeline required to complete this project, so that they may be convince with the discussion and can provide more time to complete and deliver the project. Or the Wayne have to complete the main part of the system first and deliver to client so that the client can continue their work temporary and request to the client for the updates which will be deliver after few days when the project will be completely done.

This way is better to deliver the defected project with errors and bugs without completely satisfying the project is completely done after the testing and it also makes a good image for the company in the clients.

The ACS rules also don’t allow the company or organization to deliver the wrong product or services to the client and mislead the client according to their own product and services so the Deborah and Wayne also have to try these suggestions to resolve this ethical dilemma.

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